Price construction risk on design-level evidence
Assess project risk, quantify defect potential, and make data-driven underwriting decisions directly from construction drawing analysis, before coverage is bound.
What slows down underwriters
Construction risk is technical, but underwriters rarely have technical evidence to price it.
Assessing Project Risk
Construction defect claims are among the most costly in commercial insurance, but underwriters lack objective tools to evaluate design quality before binding coverage.
Quantifying Defect Potential
Without technical drawing analysis, underwriters rely on project size, cost, and team reputation, missing the design quality signals that predict claims.
Underwriting Accuracy
Pricing construction risk accurately requires understanding the specific technical risks in each project's design, not just aggregate industry data.
How Helonic helps
Plug objective drawing analysis into your underwriting workflow, at the project level and across your portfolio.
Pre-Construction Risk Scoring
Analyze construction documents before coverage is bound to generate a risk score based on design quality, coordination completeness, and code compliance, giving underwriters objective data for pricing decisions.
Defect Probability Assessment
Identify high-risk coordination areas, common defect patterns, and design quality indicators that correlate with future claims based on analysis of the actual construction documents.
Code Compliance Verification
Screen drawings against building code, fire code, and accessibility requirements to identify compliance gaps that could lead to code violation claims or remediation costs.
Design Quality Benchmarking
Compare drawing quality metrics against industry benchmarks to understand where a project stands relative to similar building types, sizes, and complexity levels.
Portfolio Risk Analysis
Analyze drawing sets across your insured portfolio to identify systemic risk patterns, common deficiencies, and opportunities to improve loss ratios through targeted risk mitigation.
Common issues we catch
The drawing-level signals that correlate with future construction defect claims.
Risk Indicators
- High-risk coordination areas likely to produce field conflicts
- Code compliance gaps creating liability exposure
- Incomplete document sets missing critical details
- Design quality concerns indicating higher defect probability
Portfolio Patterns
- Historical defect patterns correlated with design characteristics
- Waterproofing and envelope design deficiencies
- Structural coordination issues in complex geometries
- MEP system sizing errors affecting building performance
ROI for underwriters
What objective drawing review changes for pricing, selection, and portfolio loss ratios.
Keep exploring
Related guides and adjacent solutions.